How Often Is Your Credit Score Updated?
How often is your credit score updated? This is a fundamental question to ask, if you're anxiously waiting for your new credit report to reflect the changes that you've made…
Debt can be your best friend or your worst enemy, it is all in how you use it.
We will take a deep dive into the world of credit, credit cards, loans, and debt strategies. There are many different types of debt, and if you use it correctly it can work for you.
Empirica Score: A Step-By-Step Guide
What is the Empirica credit score, and why does it matter? The Empirica score is a credit scoring model used by TransUnion, one of the three major credit bureaus in…
Beacon Score – Understanding the Basics
The Beacon Score is one of the credit measures you might stumble upon regarding your creditworthiness. When you want to obtain financing from any source, your personal credit score will…
Credit Management: The Ultimate Guide
The term "Credit Management" is used in many different ways in the realm of personal finance. Have you ever wondered when you apply for a credit card or loan, who…
Debt Settlement vs. Credit Counseling
Extreme debt-eliminating measures are sometimes unavoidable. Please note: Extreme strategies like debt settlement and bankruptcies should be your absolute last resort when it comes to attacking your debt. At the…
Get Rid Of High-Interest Credit Cards
Welcome to part 6 of our 7-part series on American Consumer Debt. We hope that you have found the information on how to reduce your debt helpful up to this…
Mortgage Debt: America’s Deepest Debt
How to lower your mortgage rate, lower the monthly payment, and use the equity to pay off debt Nearly 2/3rds of all consumer debt in America is tied up in…