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Author: Wes Durham

This author has written 32 articles
Home » Archives for Wes Durham
Read more about the article How Often Is Your Credit Score Updated?

How Often Is Your Credit Score Updated?

  • Post author:Wes Durham
  • Post published:May 14, 2021
  • Post category:Credit/Reduce Debt
  • Post comments:0 Comments
  • Reading time:16 mins read

How often is your credit score updated? This is a fundamental question to ask, if you're anxiously waiting for your new credit report to reflect the changes that you've made…

Continue ReadingHow Often Is Your Credit Score Updated?
Read more about the article Empirica Score: A Step-By-Step Guide

Empirica Score: A Step-By-Step Guide

  • Post author:Wes Durham
  • Post published:May 2, 2021
  • Post category:Credit/Reduce Debt
  • Post comments:0 Comments
  • Reading time:6 mins read

What is the Empirica credit score, and why does it matter? The Empirica score is a credit scoring model used by TransUnion, one of the three major credit bureaus in…

Continue ReadingEmpirica Score: A Step-By-Step Guide
Read more about the article Beacon Score – Understanding the Basics

Beacon Score – Understanding the Basics

  • Post author:Wes Durham
  • Post published:January 14, 2021
  • Post category:Credit/Reduce Debt
  • Post comments:0 Comments
  • Reading time:9 mins read

The Beacon Score is one of the credit measures you might stumble upon regarding your creditworthiness. When you want to obtain financing from any source, your personal credit score will…

Continue ReadingBeacon Score – Understanding the Basics
Read more about the article Credit Management: The Ultimate Guide

Credit Management: The Ultimate Guide

  • Post author:Wes Durham
  • Post published:June 28, 2020
  • Post category:Credit/Reduce Debt
  • Post comments:2 Comments
  • Reading time:19 mins read

The term "Credit Management" is used in many different ways in the realm of personal finance.  Have you ever wondered when you apply for a credit card or loan, who…

Continue ReadingCredit Management: The Ultimate Guide
Read more about the article Debt Settlement vs. Credit Counseling

Debt Settlement vs. Credit Counseling

  • Post author:Wes Durham
  • Post published:May 27, 2020
  • Post category:Debt Strategies/Reduce Debt
  • Post comments:0 Comments
  • Reading time:5 mins read

Extreme debt-eliminating measures are sometimes unavoidable. Please note: Extreme strategies like debt settlement and bankruptcies should be your absolute last resort when it comes to attacking your debt. At the…

Continue ReadingDebt Settlement vs. Credit Counseling
Read more about the article Get Rid Of High-Interest Credit Cards

Get Rid Of High-Interest Credit Cards

  • Post author:Wes Durham
  • Post published:May 26, 2020
  • Post category:Debt Strategies/Reduce Debt
  • Post comments:1 Comment
  • Reading time:5 mins read

Welcome to part 6 of our 7-part series on American Consumer Debt.  We hope that you have found the information on how to reduce your debt helpful up to this…

Continue ReadingGet Rid Of High-Interest Credit Cards
Read more about the article Mortgage Debt: America’s Deepest Debt

Mortgage Debt: America’s Deepest Debt

  • Post author:Wes Durham
  • Post published:May 25, 2020
  • Post category:Debt Strategies/Reduce Debt
  • Post comments:1 Comment
  • Reading time:4 mins read

How to lower your mortgage rate, lower the monthly payment, and use the equity to pay off debt Nearly 2/3rds of all consumer debt in America is tied up in…

Continue ReadingMortgage Debt: America’s Deepest Debt
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Recent Posts

  • How Often Is Your Credit Score Updated?
    How Often Is Your Credit Score Updated?
    May 14, 2021/
    0 Comments
  • Empirica Score: A Step-By-Step Guide
    Empirica Score: A Step-By-Step Guide
    May 2, 2021/
    0 Comments
  • Beacon Score – Understanding the Basics
    Beacon Score – Understanding the Basics
    January 14, 2021/
    0 Comments
  • Credit Management: The Ultimate Guide
    Credit Management: The Ultimate Guide
    June 28, 2020/
    2 Comments
  • Debt Settlement vs. Credit Counseling
    Debt Settlement vs. Credit Counseling
    May 27, 2020/
    0 Comments
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Recent Posts

  • How Often Is Your Credit Score Updated?
    How Often Is Your Credit Score Updated?
    May 14, 2021/
    0 Comments
  • Empirica Score: A Step-By-Step Guide
    Empirica Score: A Step-By-Step Guide
    May 2, 2021/
    0 Comments
  • Beacon Score – Understanding the Basics
    Beacon Score – Understanding the Basics
    January 14, 2021/
    0 Comments
  • Credit Management: The Ultimate Guide
    Credit Management: The Ultimate Guide
    June 28, 2020/
    2 Comments

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